BEGIN:VCARD VERSION:3.0 CLASS:PUBLIC FN:Carlos Palos N:Palos;Carlos;;; TITLE:C.E.O ORG:W.R.Berkley Espaņa ADR;TYPE=work:;;;Madrid;;; EMAIL;TYPE=internet,pref:cpalos@wrberkley.com TEL;TYPE=work,voice: TZ:+0000 END:VCARD